69 S Main St, Frankfort, OH 45628 Property Records

Ross County property record for 69 S Main St, Frankfort, OH 45628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 2021
Lot Size	0.126 acres (5,475 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (May 2021)
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-08-01-297.000`

Property Details

APN / Parcel Number

Primary APN	`08-08-01-297.000`
Alternative APN	`080129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,475 sqft (0.126 acres)
Lot Dimensions	148 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	080129
Street Address	69 S MAIN ST
City	FRANKFORT
State	OH
Zip	45628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69 S MAIN ST - E SIDE RES SMI S 1/2 4 8-1-297 177/1943
Legal Subdivision	WESLEY SMITHERS ADDITION
Jurisdiction	ROSS OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2012
Census Tract	955801

Owner

69 S Main St is owned and occupied by an individual who acquired it in June 2022.

Source: Ross County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	69 S MAIN ST, FRANKFORT, OH 45628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit KINGSTON NATIONAL BANK
May 6, 2021	Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 5, 2020	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	20214056
Deed Book / Page	550 / 2788
Last Transfer Date	Jun 15, 2022
Transfer Doc	0005614451
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSS OH
Recording Date	Jun 23, 2022
Property Address	69 S MAIN ST, FRANKFORT, OH 45628
Document Number	0005614451
Book / Page	561 / 4451
Map Reference	MB 1 PG 75
Instrument Date	Jun 15, 2022
Instrument	202200005009
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MAIN ST, FRANKFORT, OH 45628
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	69 S MAIN ST, FRANKFORT, OH 45628-8019
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005455700
Date	Nov 24, 2020
Book Page	545/5700
Instrument	202000009197

Lender

Name	KINGSTON NATIONAL BANK
Type	Bank
Address	KINGSTON, OH 45644

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Nov 30, 2021

Interest

Rate Type	Adjustable Rate

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ROSS OH
Recording Date	May 6, 2021
Property Address	69 S MAIN ST, FRANKFORT, OH 45628
Document Number	0005502788
Book / Page	550 / 2788
Map Reference	MB 1 PG 75
Instrument Date	Apr 30, 2021
Instrument	202100004056
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CROWN SEARCH SERVICES, CROWN TITLE SEARCH SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	69 MAIN ST, FRANKFORT, OH 45628
Investor	Possibly a Property Investor

Mortgage

Document Number	202100004057
Date	May 6, 2021
Instrument	202100004057

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Oct 5, 2020
Property Address	69 S MAIN ST, FRANKFORT, OH 45628-8019
Document Number	0005442995
Book / Page	000544 / 002995
Instrument Date	Oct 2, 2020
Instrument	7665
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount on Record
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 OLD TOWN CIR FRANKFORT OH 456288003, FRANKFORT, OH 45628-8003

Tax Assessment & Valuation

The 2025 property tax bill for 69 S Main St was $2,867, up 15% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Concord Township
Municipality	Frankfort Village
Unified School District	Adena Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 (+15.05%)	$87,820 (+27.96%) Land $4,480 Building $83,340	$250,890 (+27.95%) Land $12,790 Building $238,100
2024	$2,492.00 (+5.37%) Homeowner's exemption	$68,630 (+2.17%) Land $3,840 Building $64,790	$196,080 Land $10,960 Building $185,120
2023	$2,365.00 (+1,651.85%) Homeowner's exemption	$67,170 (+1,649.22%) Land $3,840 Building $63,330
2022	$135.00 Homeowner's exemption	$3,840 Land $3,840	$191,890 Land $10,960 Building $180,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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