22 S Ann St, Mobile, AL 36604 Property Records

Mobile County property record for 22 S Ann St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,755 sqft · built 1988
Lot Size	0.375 acres (16,336 sqft)
Owner	Individual Name on File
Last Sale	$86,800 (Nov 1998)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022910450001082`

Property Details

APN / Parcel Number

Primary APN	`R022910450001082`
Alternative APNs	`29 10 45 0 001 082.XXX` `00954596` `954596`

Interior

Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,755 sqft Living Area
1st Floor Area	2,561 sqft
Upper Floors Area	2,237 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,336 sqft (0.375 acres)
Lot Dimensions	23.4 ft deep x 12 ft wide
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	874 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	954596
Street Address	22 S ANN ST
City	MOBILE
State	AL
Zip	36604-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT TH NW COR OF ANN ST AND AZALEA ST RUN TH NLY ALG W/L ANN ST 70 FT TO PT TH WLY 150 FT TO PT TH WITH AN INT ANG OF 88
Legal Range	04S
Legal Township	04S
Legal Section	45
Legal Subdivision	ANNBROWN
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

22 S Ann St is owned and occupied by an individual who bought it in November 1998.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	22 S ANN ST, MOBILE, AL 36604-2145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1998 · Amount on File
Deed Sale	Nov 4, 1998 · Amount on File
Deed Document Number	199880907
Deed Book / Page	4642 / 1422
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	22 S ANN ST, MOBILE, AL 36604-2145
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004336
Date	Jan 25, 2021
Instrument	2021004336

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 22 S Ann St was $1,978 with a homeowner's exemption, up 6.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 (+6.69%) Homeowner's exemption	$32,060 (+6.55%) Land $3,500 Building $28,560	$320,600 (+6.55%) Land $35,000 Building $285,600
2024	$1,854.00 (+3.69%) Homeowner's exemption	$30,090 (+3.65%) Land $3,600 Building $26,490	$300,900 (+3.65%) Land $36,000 Building $264,900
2023	$1,788.00 Homeowner's exemption	$29,030 Land $3,250 Building $25,780	$290,300 Land $32,500 Building $257,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 S Ann St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–1998)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 S Ann St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20