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69 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 69 Ridge Rd, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,016 sqft · built 1964
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jul 2010)
Tax Bill$10,194 (2024)
Deeds & MortgagesOct 2020 Refinance
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 71.-1-17

Property Details

APN / Parcel Number

Primary APN473489 71.-1-17
Alternative APNs
  • 0800-071.00-01.00-017.000
  • 348907100000010170000000
  • 47340017579
  • S130013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area2,694 sqft
1st Floor Area1,188 sqft
2nd Floor Area828 sqft
Basement Area260 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS130013
Street Address69 RIDGE RD
CitySMITHTOWN
StateNY
Zip11787-2513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-388026 TC-69 *3743 LOT 13 HOUSE BEAUTIFUL SMTOWN SE
Legal Block1
Legal Lot Number17
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2005
Census Tract135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address69 RIDGE RD, SMITHTOWN, NY 11787-2513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Nov 5, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2010 · Amount on Record
Deed SaleJul 8, 2010 · Amount on Record
Deed Book / Page12630 / 296
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address69 RIDGE RD, SMITHTOWN, NY 11787-2513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231830332
DateOct 14, 2020
Book Page23183/332
Instrument30347
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueNov 1, 2034

November 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address69 RIDGE RD, SMITHTOWN, NY 11787-2513
Document Number0231830333
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address69 RIDGE RD SMITHTOWN NY 117872513, SMITHTOWN, NY 11787-2513

Mortgage

Document Number0231830333
DateOct 14, 2020
Book Page023183/000333
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 13, 2035
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,437 (-) Land $300 Building $5,137$679,625 (+10,774%) Land $37,500 Building $642,125
2024$10,194.00
2023$5,437 Land $300 Building $5,137$6,250 Land $345 Building $5,905

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–1980)
Claims Outside the SFHA5 of 5
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHTOWN WATER DISTRICT
serves 19,635 people · EPA ID NY5105656
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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