66 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 66 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Sep 2013)
Tax Bill	$13,631 (2024)
Deeds & Mortgages	Jun 2023 Refinance Aug 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-64`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-64`
Alternative APNs	`0800-071.00-01.00-064.000` `348907100000010640000000` `47340017626` `S130022`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	S130022
Street Address	66 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-388251 TC-69 *3743 LOT 22 HOUSE BEAUTIFUL SMTOWN SE
Legal Block	1
Legal Lot Number	64
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2004
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 RIDGE RD, SMITHTOWN, NY 11787-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Aug 13, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Apr 24, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on Record
Deed Sale	Sep 23, 2013 · Amount on Record
Deed Book / Page	12745 / 550
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	66 RIDGE RD, SMITHTOWN, NY 11787-2506
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235120105
Date	Jun 8, 2023
Book Page	23512/105

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	66 RIDGE RD, SMITHTOWN, NY 11787-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229500190
Date	Aug 13, 2018
Book Page	22950/190
Instrument	18-0150044

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	66 RIDGE RD, SMITHTOWN, NY 11787-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231570797
Date	Jul 30, 2020
Book Page	23157/797
Instrument	DL017841

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

April 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	66 RIDGE RD, SMITHTOWN, NY 11787-2506
Document Number	0231570798
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIDGE RD SMITHTOWN NY 117872506, SMITHTOWN, NY 11787-2506

Mortgage

Document Number	0231570798
Date	Jul 30, 2020
Book Page	023157/000798

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,435 (-) Land $350 Building $5,085	$679,375 (+10,775.22%) Land $43,750 Building $635,625
2024	$13,631.00
2023		$5,435 Land $350 Building $5,085	$6,247 Land $402 Building $5,845

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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