69 Naples Ln, Montgomery, TX 77356 Property Records

Montgomery County property record for 69 Naples Ln, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,768 sqft · built 2007
Lot Size	0.248 acres (10,809 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Aug 2021)
Tax Bill	$8,319 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2615-06-04100`

Property Details

APN / Parcel Number

Primary APN	`2615-06-04100`
Alternative APN	`R67902`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,768 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	2,870 sqft
2nd Floor Area	898 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,809 sqft (0.248 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	69 NAPLES LN
City	MONTGOMERY
State	TX
Zip	77356-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S261506 - BENTWATER 06, BLOCK 2, LOT 20
Legal Subdivision	BENTWATER 06
Legal Block	2
Legal Lot Number	20
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3017
Census Tract	694304

Owner

69 Naples Ln is owned and occupied by an individual who bought it in August 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 12, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance BARBARA RAMAY
Aug 11, 2020	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 6, 2017	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	2021111489
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0000111489
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021390
Date	Feb 18, 2022
Instrument	2022021390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 12, 2021
Property Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327
Document Number	0000111489
Map Reference	CAB F SH 16A&17A
Instrument Date	Jul 8, 2021
Instrument	2021111489
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327

Mortgage

Document Number	0000111488
Date	Aug 12, 2021
Instrument	2021111488

Lender

Name	BARBARA RAMAY
Type	Seller

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2022

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 11, 2020
Property Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327
Document Number	0000085719
Map Reference	CAB F SH 16A&17A
Instrument Date	Aug 5, 2020
Instrument	2020085719
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 WORSHAM ST, 609, MONTGOMERY, TX 77316-4497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327

Mortgage

Document Number	0000085720
Date	Aug 11, 2020
Instrument	2020085720

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 6, 2017
Property Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327
Document Number	0000059118
Map Reference	CAB F SH16A-17A
Instrument Date	Jun 13, 2017
Instrument	2017059118
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 NAPLES LN, MONTGOMERY, TX 77356-8327

Mortgage

Document Number	0000059119
Date	Jul 6, 2017
Instrument	2017059119

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 69 Naples Ln was $8,319 with a homeowner's exemption, down 15.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,331 (+3.14%) Land $81,068 Building $523,263	$604,331 (+3.14%) Land $81,068 Building $523,263
2025	$8,319.00 (-15.18%) Homeowner's exemption	$585,944 (-7.85%) Land $81,068 Building $504,876	$585,944 (-7.85%) Land $81,068 Building $504,876
2024	$9,808.00 (-1.33%) Homeowner's exemption	$635,859 (+0.3%) Land $32,697 Building $603,162	$635,859 (+0.3%) Land $32,697 Building $603,162
2023	$9,940.00	$633,940 Land $32,700 Building $601,240	$633,940 Land $32,700 Building $601,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Naples Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Nearby Flood Policies	103 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Naples Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Fidium Fiber DSL	500 / 75

May also be available: Verizon.

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