69 Mobile St, Miramar Beach, FL 32550 Property Records

Walton County property record for 69 Mobile St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,873 sqft · built 2018
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Dec 2024)
Tax Bill	$9,947 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00D-0070`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00D-0070`
Alternative APNs	`32-221-42050-00D-0070` `1071818`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,873 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	1,438 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	326 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	476 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	69 MOBILE ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 7 BLK D FRANGISTA BEACH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-3978 OR 2621-4227 OR 2621-4334 OR 2785-1331 OR 2813-2837 OR 3029-1041 OR 3088-152 OR 3203-1878 OR 3300-759 OR 3343-4865
Legal Range	021
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BEACH 2ND ADD
Legal Block	D
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	136 BRIDGEWATER XING, RIDGELAND, MS 39157-8603
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Dec 6, 2024	Warranty Deed, Transfer AQUA TITLE SERVICES
Aug 28, 2023	Intrafamily Transfer, Transfer
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Oct 22, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
May 4, 2018	Trustee's Deed, Construction Loan · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202442435
Deed Book / Page	3343 / 4865
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	0033000759
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2024
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0033434865
Book / Page	3343 / 4865
Map Reference	MB 3 PG 41
Instrument Date	Dec 5, 2024
Instrument	20240042435
Transaction Type	Transfer
Record Updated	Dec 19, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 824, HUDSON, CO 80642-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 BRIDGEWATER XING, RIDGELAND, MS 39157-8603

Mortgage

Document Number	0033434867
Date	Dec 6, 2024
Instrument	3343/4867

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 6, 2024
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0033434865
Book / Page	3343 / 4865
Map Reference	MB 3 PG 41
Instrument Date	Dec 2, 2024
Instrument	20240042435
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$8,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 824, HUDSON, CO 80642-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 BRIDGEWATER XING, RIDGELAND, MS 39157-8603

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Aug 28, 2023
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0033000759
Book / Page	3300 / 759
Map Reference	MB 3 PG 41
Instrument Date	Aug 21, 2023
Instrument	20230030851
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 824, HUDSON, CO 80642-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 824, HUDSON, CO 80642-0824

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 21, 2021
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0032031878
Book / Page	3203 / 1878
Map Reference	MB 3 PG 41
Instrument Date	Jun 14, 2021
Instrument	20210030923
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 NORTHWYNN DR, 55, SHARPSBURG, GA 30277-2197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 824, HUDSON, CO 80642-0824

Mortgage

Document Number	32031880
Date	Jun 21, 2021
Instrument	3203/1880

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 22, 2018
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030880152
Book / Page	003088 / 000152
Instrument Date	Oct 18, 2018
Instrument	35172
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,149.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 NORTHWYNN DR SHARPSBURG GA 302772197, SHARPSBURG, GA 30277-2197

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	69 MOBILE ST, MIRAMAR BEACH, FL 32550-4637
Document Number	0030724122
Book / Page	003072 / 004122
Instrument Date	May 4, 2018
Instrument	14725
Transaction Type	Construction Loan
Record Updated	Nov 21, 2018
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	18201 US HIGHWAY 331 N DEFUNIAK SPRINGS FL 324331061, DEFUNIAK SPRINGS, FL 32433-1061

Mortgage

Document Number	30724122
Date	May 4, 2018
Book Page	003072/004122
Instrument	14725

Lender

Name	CENTENNIAL BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,947.00 (-13.27%)	$1,100,878 (-12.32%) Land $400,000 Building $700,878	$1,100,878 (-12.32%) Land $400,000 Building $700,878
2024	$11,469.00 (+0.53%)
2023	$11,409.00 (-1.14%)	$1,255,635 (+0.83%) Land $450,000 Building $805,635	$1,255,635 (+0.83%) Land $450,000 Building $805,635
2022	$11,540.00	$1,245,312 Land $283,050 Building $962,262	$1,245,312 Land $283,050 Building $962,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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