69 Main St, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 69 Main St, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1903
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2022)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Dec 2022 Refinance Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:042A B:000B L:0000019`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:042A B:000B L:0000019`
Alternative APN	`CHRL M:042A B:000B L:0000019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,898 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Electric

Location & Zoning

Street Address	69 MAIN ST
City	CHARLTON
State	MA
Zip	01507-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Block	B
Legal Lot Number	19
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3015
Census Tract	756102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlton Center Historic District listed 1995 · 49 contributing resources · NRIS 95001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

69 Main St is owned and occupied by an individual who bought it in October 2022.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	69 MAIN ST, CHARLTON, MA 01507-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER VENTURES LLC
Oct 27, 2022	Deed, Transfer · Stand-Alone First Mortgage WEBSTER VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Deed Book / Page	68408 / 382
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	69 MAIN ST, CHARLTON, MA 01507-1922
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068571-226
Date	Dec 6, 2022
Book Page	68571/226
Instrument	129214

Lender

Name	WEBSTER VENTURES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLTON MA
Recording Date	Oct 27, 2022
Property Address	69 MAIN ST, CHARLTON, MA 01507-1922
Document Number	068408-382
Book / Page	68408 / 382
Instrument Date	Oct 21, 2022
Instrument	116355
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MAIN ST, CHARLTON, MA 01507-1922

Mortgage

Document Number	0000116356
Date	Oct 27, 2022
Instrument	116356

Lender

Name	WEBSTER VENTURES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 69 Main St was $3,520, up 5.8% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 (+5.77%)	$321,800 (+7.63%) Land $72,500 Building $249,300	$288,810
2025	$3,328.00 (+2.49%)	$299,000 (+4.44%) Land $70,200 Building $228,800
2024	$3,247.00 (+40.75%)	$286,300 (+51%) Land $70,200 Building $216,100	$265,905
2023	$2,307.00	$189,600 Land $67,900 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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