68 Main St, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 68 Main St, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,191 sqft · built 1880
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2023)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:042A B:000C L:0000002`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:042A B:000C L:0000002`
Alternative APN	`CHRL M:042A B:000C L:0000002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,191 sqft Living Area
Gross Area	4,277 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	68 MAIN ST
City	CHARLTON
State	MA
Zip	01507-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	C
Legal Lot Number	2
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	2
Census Block	2002
Census Tract	756102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlton Center Historic District listed 1995 · 49 contributing resources · NRIS 95001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

68 Main St is owned by an individual who bought it in April 2023.

Source: Worcester County and Charlton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 633, CHARLTON, MA 01507-0633
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANK OF CANTON
Apr 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF CANTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Oct 31, 1990 · Amount on File
Deed Book / Page	69047 / 373
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	68 MAIN ST, CHARLTON, MA 01507-1356
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069048-17
Date	Apr 21, 2023
Book Page	69048/17
Instrument	30628

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Apr 21, 2023
Property Address	68 MAIN ST, CHARLTON, MA 01507-1356
Document Number	069047-373
Book / Page	69047 / 373
Instrument Date	Apr 21, 2023
Instrument	30625
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 BRIGHTWOOD AVE, WORCESTER, MA 01604-3328

Mortgage

Document Number	0000030626
Date	Apr 21, 2023
Instrument	30626

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	00069048-1
Date	Apr 21, 2023
Book Page	69048/1
Instrument	30627

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 68 Main St was $3,724, up 21.1% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 (+21.11%)	$334,600 (+23.38%) Land $75,700 Building $258,900	$323,380 (+13.32%)
2024	$3,075.00 (-13.96%)	$271,200 (-7.66%) Land $75,700 Building $195,500	$285,380
2023	$3,574.00	$293,700 Land $73,100 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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