Middlesex County and Lexington Town property record for 69 Harding Rd, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,816 sqft · built 1950 |
| Lot Size | 0.155 acres (6,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,211,000 (Aug 2025) |
| Tax Bill | $14,267 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Aug 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0078 L:000152 |
| Primary APN | LEXI M:0078 L:000152 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 3,347 sqft |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,738 sqft (0.155 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 69 HARDING RD |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Subdivision | LEXINGTON BLDG TRUST |
| Legal Lot Number | 152 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 358600 |
69 Harding Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 15, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jul 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE |
| Apr 30, 2018 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 202597910 |
| Deed Book / Page | 84496 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076732-510 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 76732/510 |
| Instrument | 12832 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Aug 15, 2025 |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 084496-279 |
| Book / Page | 84496 / 279 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 97910 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 0000097911 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 97911 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72148-11 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 72148/11 |
| Instrument | 8528 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72998-196 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 72998/196 |
| Instrument | 108295 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75071-538 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 75071/538 |
| Instrument | 109552 |
| Name | GUARANTY HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 70942-209 |
| Book / Page | 70942 / 209 |
| Instrument | 59455 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 709420211 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 70942/0211 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 69 HARDING RD, LEXINGTON, MA 02420-3339 |
| Document Number | 70671-439 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70671-439 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 070671/000439 |
| Instrument | 26700 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 69 Harding Rd was $14,267, up 5.8% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,267.00 (+5.76%) | $1,159,000 (+5.08%) Land $817,000 Building $342,000 | $1,138,860 (-) |
| 2025 | $13,490.00 (+3.3%) | $1,103,000 (+3.47%) Land $778,000 Building $325,000 | $1,138,860 (-2.53%) |
| 2024 | $13,059.00 (+4.64%) | $1,066,000 (+11.04%) Land $741,000 Building $325,000 | $1,168,405 |
| 2023 | $12,480.00 | $960,000 Land $673,000 Building $287,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Harding Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 69 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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