65 Harding Rd, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 65 Harding Rd, Lexington, MA 02420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,780 sqft · built 2003
Lot Size0.151 acres (6,562 sqft)
Owner2 Individual Names on File
Last Sale$1,082,000 (May 2014)
Tax Bill$21,444 (2026)
Deeds & MortgagesJul 2022 Refinance
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNLEXI M:0078 L:000154

Property Details

APN / Parcel Number

Primary APNLEXI M:0078 L:000154

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,780 sqft Living Area
Gross Area5,795 sqft
1st Floor Area1,166 sqft
AtticAttic
Attic Area1,152 sqft
Basement Area1,152 sqft
Unfinished Basement552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,562 sqft (0.151 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address65 HARDING RD
CityLEXINGTON
StateMA
Zip02420-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal SubdivisionLEXINGTON BLDG TRUST LEXINGTON
Legal Lot Number154
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group5
Census Block5003
Census Tract358600

Owner

65 Harding Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address65 HARDING RD, LEXINGTON, MA 02420-3339
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BROOKLINE BANK
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
BROOKLINE BANK
Dec 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2014 · Amount on File
Deed SaleMay 30, 2014 · Amount on File
Prior SaleJul 27, 2010 · Amount on File
Deed Book / Page63683 / 24
Transfer Doc0063683-24
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address65 HARDING RD, LEXINGTON, MA 02420-3339
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080463-534
DateJul 21, 2022
Book Page80463/534
Instrument111329
Lender
NameBROOKLINE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term481 Months
DueAug 1, 2062

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address65 HARDING RD, LEXINGTON, MA 02420-3339
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74274-553
DateMar 12, 2020
Book Page74274/553
Instrument37259
Lender
NameBROOKLINE BANK
Agreement
TypeLine of Credit
AmountAmount on Record

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address65 HARDING RD, LEXINGTON, MA 02420-3339
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76575-451
DateDec 30, 2020
Book Page76575/451
Instrument251822
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 65 Harding Rd was $21,444, up 5.8% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,444.00 (+5.76%)$1,742,000 (+5.07%) Land $815,000 Building $927,000$1,674,375 (-)
2025$20,277.00 (+2.12%)$1,658,000 (+2.28%) Land $776,000 Building $882,000$1,674,375 (-9.01%)
2024$19,857.00 (+6.74%)$1,621,000 (+13.28%) Land $739,000 Building $882,000$1,840,150
2023$18,603.00$1,431,000 Land $672,000 Building $759,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Harding Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1982–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 65 Harding Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON WATER DEPT. (MWRA)
serves 34,074 people · EPA ID MA3155000
Water SourcePurchased surface water from MWRA
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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