Oswego County and Oswego City property record for 69 E Oneida St, Oswego, NY 13126
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,601 sqft · built 1970 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2023) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-03-22 |
| Primary APN | 351200 128.48-03-22 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,601 sqft Gross Area |
| Basement Area | 1,220 sqft |
| Finished Basement | 1,220 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 71.3 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1466 M |
|---|---|
| Street Address | 69 E ONEIDA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2292 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TN1 |
| Legal Block | 3 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City assessment roll, APN 351200 128.48-03-22, as of April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Sep 15, 2023 | Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Feb 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PATHFINDER BK |
| Mar 30, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 2023R-2023-008238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Document Number | 0000008239 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | R-2023-008239 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 15, 2023 |
| Property Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Document Number | 0000008238 |
| Instrument Date | Jul 20, 2023 |
| Instrument | R-2023-008238 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5418 STATE ROUTE 104, OSWEGO, NY 13126-5801 |
| Name | Verified Name |
|---|---|
| Address | 29 NW 9TH ST, OSWEGO, NY 13126-1437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Document Number | 0000001124 |
| Instrument Date | Feb 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 52 SHERMAN RD FULTON NY 130694510, FULTON, NY 13069-4510 |
| Document Number | 0000001124 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 1124 |
| Name | PATHFINDER BK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.55% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 30, 2017 |
| Property Address | 69 E ONEIDA ST, OSWEGO, NY 13126-2292 |
| Document Number | 0000002869 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2869 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,777.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 52 SHERMAN RD FULTON NY 130694510, FULTON, NY 13069-4510 |
Source: Oswego County and Oswego City assessment roll as of April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 | $170,000 (+95.4%) Land $21,400 Building $148,600 | $170,000 (+62.18%) Land $21,400 Building $148,600 |
| 2023 | $87,000 (-) Land $25,300 Building $61,700 | $104,819 (+10.84%) Land $30,482 Building $74,337 | |
| 2022 | $87,000 Land $25,300 Building $61,700 | $94,565 Land $27,500 Building $67,065 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 879 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system NY3704361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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