63 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 63 E Oneida St, Oswego, NY 13126 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,908 sqft · built 1930
Lot Size	0.089 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Aug 2022)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.48-02-27`

Property Details

APN / Parcel Number

Primary APN	`351200 128.48-02-27`
Alternative APNs	`120012804800020270000000` `1671A`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,154 sqft
2nd Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,900 sqft (0.089 acres)
Lot Dimensions	100 ft deep x 39 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	352 sqft
Porch	Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1671A
Street Address	63 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CURTENIUS TRACT
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3010
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.48-02-27

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK
Mar 04, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FULTON SAVINGS BANK
Aug 08, 2022	Warranty Deed, Transfer · Conventional Mortgage FULTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2022 · Amount on Record
Deed Sale	Aug 08, 2022 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	2022R-2022-008548
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000001880
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221
Transaction Type	Mortgage
Record Updated	May 06, 2026
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & AMP TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221

Mortgage

Document Number	0000001892
Date	Dec 28, 2023
Instrument	R-2023-011892

Lender

Name	FULTON SAVINGS BANK
Type	Bank
Address	FULTON, NY 13069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2043

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 04, 2026
Property Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221
Document Number	0000001880
Instrument Date	Feb 18, 2026
Instrument	R-2026-001880
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221

Mortgage

Document Number	0000001881
Date	Mar 04, 2026
Instrument	R-2026-001881

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 08, 2022
Property Address	63 E ONEIDA ST, OSWEGO, NY 13126-2221
Document Number	0000008548
Instrument Date	Jul 26, 2022
Instrument	R-2022-008548
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 E ONEIDA ST, 63, OSWEGO, NY 13126-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 COLOSIMO DR, FULTON, NY 13069-4826

Mortgage

Document Number	0000008549
Date	Aug 08, 2022
Instrument	R-2022-008549

Lender

Name	FULTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,437.00	$130,000 (+136.36%) Land $16,600 Building $113,400	$130,000 (+96.18%) Land $16,600 Building $113,400
2023		$55,000 Land $7,200 Building $47,800	$66,265 Land $8,675 Building $57,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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