69 E Main St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 69 E Main St, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1875
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2024)
Tax Bill	$6,612 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more
APN	`024801 166.19-2-24`

Property Details

APN / Parcel Number

Primary APN	`024801 166.19-2-24`
Alternative APNs	`480116601900020240000000` `00000000113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,017 sqft Living Area
1st Floor Area	1,397 sqft
2nd Floor Area	620 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	187 ft deep x 125 ft wide
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000113
Street Address	69 E MAIN ST
City	CUBA
State	NY
Zip	14727-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 45
Legal Subdivision	ACOMB ESTATE
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 E MAIN ST, CUBA, NY 14727-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Mar 11, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	202449189
Prior Transfer Date	Aug 9, 2011
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Recording Date	Aug 17, 2026
Property Address	69 E MAIN ST, CUBA, NY 14727-1239
Document Number	0000069771
Instrument Date	Aug 10, 2026
Instrument	202669771
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 E MAIN ST, CUBA, NY 14727-1239

Mortgage

Document Number	0000069771,
Date	Aug 17, 2026
Instrument	202669771

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2053

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Dec 1, 2021
Property Address	69 E MAIN ST, CUBA, NY 14727-1239
Document Number	0000009145
Instrument Date	Nov 29, 2021
Instrument	2021-19145
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 MOUNT ZOAR ST, ELMIRA, NY 14904-1154

Mortgage

Document Number	0000009146
Date	Dec 1, 2021
Instrument	2021-19146

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Mar 11, 2019
Property Address	69 E MAIN ST, CUBA, NY 14727-1239
Document Number	0000000920
Instrument Date	Mar 4, 2019
Instrument	920
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WINDSOR ST CUBA NY 147271210, CUBA, NY 14727-1210

Tax Assessment & Valuation

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Municipality	Cuba Village
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,612.00 (+38.65%)
2025	$4,769.00	$106,300 (-5.93%) Land $9,700 Building $96,600	$108,469 (-4.01%) Land $9,898 Building $98,571
2023		$113,000 Land $16,400 Building $96,600	$113,000 Land $16,400 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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