65 E Main St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 65 E Main St, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,234 sqft · built 1900
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (Oct 2005)
Tax Bill	$4,603 (2026)
Deeds & Mortgages	Apr 2023 Refinance
APN	`024801 166.19-2-25`

Property Details

APN / Parcel Number

Primary APN	`024801 166.19-2-25`
Alternative APNs	`480116601900020250000000` `00000000114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	1,183 sqft
2nd Floor Area	1,051 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	340 ft deep x 155 ft wide
Garage Type	Detached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000114
Street Address	65 E MAIN ST
City	CUBA
State	NY
Zip	14727-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 45
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 E MAIN ST, CUBA, NY 14727-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2005 · Amount on Record
Deed Sale	Oct 20, 2005 · Amount on Record
Deed Book / Page	1460 / 222
Prior Transfer Date	Sep 14, 1995
Prior Transfer Doc	1099000316
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	65 E MAIN ST, CUBA, NY 14727-1239
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008915
Date	Apr 19, 2023
Instrument	2023-38915

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Municipality	Cuba Village
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,603.00 (+38.64%) Homeowner's exemption
2025	$3,320.00	$74,000 (-28.16%) Land $17,900 Building $56,100	$75,510 (-26.69%) Land $18,265 Building $57,245
2023		$103,000 Land $19,800 Building $83,200	$103,000 Land $19,800 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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