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69 E Hill St, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 69 E Hill St, Gowanda, NY 14070 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,764 sqft Living Area
Lot Size117,176 sqft (2.69 acres)
OccupancyOwner Occupied
Last Sale$82,000 (2009)
Tax Bill$4,730.00 (2025)

Property Details

APN / Parcel Number

Primary APN047201 16.027-2-14
Alternative APNs
  • 720101602700020140000000
  • 0505

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms6 Rooms
Building Area1,764 sqft Living Area
1st Floor1,008 sqft 1st Floor
Upper Floors756 sqft Upper Floors
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1997
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area117,176 sqft (2.69 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Porch1 Porch
Porch Area96 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number0505
Street Address69 E HILL ST
CityGOWANDA
StateNY
Zip14070-9510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description27 06 08
Legal Block2
Legal Lot Number14.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionPERSIA
Census Blockgroup1
Census Block1006
Census Tract960400

Owner

Source: Cattaraugus County and Persia Town records · APN 047201 16.027-2-14

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address69 E HILL ST, GOWANDA, NY 14070-9510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Stand Alone First Mortgage
HOMESTEAD FUNDING CORPORATION
Mar 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2009 · Amount on Record
Deed SaleAug 26, 2009 · Amount on Record
Deed Book / Page12663 / 8002
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateJul 15, 2026
Property Address69 E HILL ST, GOWANDA, NY 14070-9510
Document Number0000008027
Instrument DateJun 06, 2026
Instrument20268027
Transaction TypeTransfer
Record UpdatedAug 05, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

DateJul 15, 2026
Lender
NameHOMESTEAD FUNDING CORPORATION
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address69 E HILL ST, GOWANDA, NY 14070-9510
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003987
DateMar 06, 2023
Instrument202303987
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address69 E HILL ST, GOWANDA, NY 14070-9510
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016115
DateDec 09, 2021
Instrument202116115
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionPersia Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,730.00 (-2.39%)$240,900 (+13.42%) Land $17,100 Building $223,800$240,900 (+13.42%) Land $17,100 Building $223,800
2024$4,846.00
2023$212,400 Land $17,100 Building $195,300$212,400 Land $17,100 Building $195,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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