69 Cowing St, Depew, NY 14043 Property Records

Erie County and Lancaster Town property record for 69 Cowing St, Depew, NY 14043

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,788 sqft · built 1900
Lot Size	0.199 acres (8,662 sqft)
Owner	Individual Name on File
Last Sale	$186,430 (May 2025)
Tax Bill	$4,741 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-18-17`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-18-17`
Alternative APN	`52031041500018017000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,662 sqft (0.199 acres)
Lot Dimensions	122 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	69 COWING ST
City	DEPEW
State	NY
Zip	14043-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SL 35 SC10 490 2O 34PT 33 71 X 122.1
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	18
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1017
Census Tract	14400

Owner

69 Cowing St is owned by an individual who bought it in May 2025.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	71 COWING ST, DEPEW, NY 14043-3522
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Document Number	202584341
Deed Book / Page	11445 / 4361
Record Updated	Oct 29, 2026

June 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Jun 22, 2023
Property Address	69 COWING ST, DEPEW, NY 14043-3522
Document Number	0114185694
Book / Page	11418 / 5694
Instrument Date	Jun 21, 2023
Instrument	2023106976
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 AURORA ST, LANCASTER, NY 14086-2969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 AURORA ST, LANCASTER, NY 14086-2969

Mortgage

Document Number	0140947004
Date	Jun 22, 2023
Instrument	14094/7004

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 69 Cowing St was $4,741, up 171.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,741.00 (+171.22%)
2025	$1,748.00 (-61.93%)	$130,000 (-) Land $26,900 Building $103,100	$203,125 (+12.47%) Land $42,031 Building $161,094
2024	$4,591.00	$130,000 (-) Land $26,900 Building $103,100	$180,600 (+4.21%) Land $37,370 Building $143,230
2023		$130,000 (-) Land $26,900 Building $103,100	$173,300 (+16%) Land $35,860 Building $137,440
2022		$130,000 Land $26,900 Building $103,100	$149,400 Land $30,914 Building $118,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Cowing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Cowing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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