64 Cowing St, Depew, NY 14043 Property Records

Erie County and Lancaster Town property record for 64 Cowing St, Depew, NY 14043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,503 sqft · built 1910
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on File
Last Sale	$71,900 (Nov 2002)
Tax Bill	$4,864 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-17-18`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-17-18`
Alternative APN	`52031041500017018000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,503 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	567 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	64 COWING ST
City	DEPEW
State	NY
Zip	14043-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 490 21 21 22 6O X 122
Legal Subdivision	THE HOLLAND LAND COMPANSY SURVEY
Legal Block	17
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1016
Census Tract	14400

Owner

64 Cowing St is owned and occupied by an individual who bought it in November 2002.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	64 COWING ST, DEPEW, NY 14043-3522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2002 · Amount on File
Deed Sale	Nov 27, 2002 · Amount on File
Deed Document Number	20021238
Deed Book / Page	11020 / 9239
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	64 COWING ST, DEPEW, NY 14043-3522
Document Number	0138605525
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 COWING ST DEPEW NY 140433522, DEPEW, NY 14043-3522

Mortgage

Document Number	0138605525
Date	Jun 27, 2018
Book Page	013860/005525

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 64 Cowing St was $4,864 with a homeowner's exemption, up 31.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,864.00 (+31.21%) Homeowner's exemption
2025	$3,707.00 (-21.43%)	$140,000 (-) Land $25,200 Building $114,800	$218,750 (+12.53%) Land $39,375 Building $179,375
2024	$4,718.00 Homeowner's exemption	$140,000 (-) Land $25,200 Building $114,800	$194,400 (+4.12%) Land $34,992 Building $159,408
2023	Homeowner's exemption	$140,000 Land $25,200 Building $114,800	$186,700 Land $33,606 Building $153,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Cowing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Cowing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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