69 Carter Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 69 Carter Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,656 sqft · built 1981
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,162,000 (Aug 2025)
Tax Bill	$12,896 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`7-80-3537`

Property Details

APN / Parcel Number

Primary APN	`7-80-3537`
Alternative APNs	`FRAM M:007 B:80 L:3537 U:000` `M:780.0 B:0001 L:0057.0` `F_668334_2950579` `19016`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	4,790 sqft
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	19016
Street Address	69 CARTER DR
City	FRAMINGHAM
State	MA
Zip	01701-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	80
Legal Lot Number	3537
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4000
Census Tract	383904

Owner

Source: Middlesex County and Framingham City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Nov 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Feb 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Aug 4, 2025	Quit Claim Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC
Jun 26, 2020	Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	202592016
Deed Book / Page	84448 / 19
Prior Transfer Date	Jul 29, 2025
Prior Transfer Doc	0084448-19
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Recording Date	Oct 1, 2026
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	0000124701
Book / Page	86203 / 139
Instrument Date	Sep 19, 2026
Instrument	2026124701
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Investor	Possibly a Property Investor

Mortgage

Document Number	0000124701,
Date	Oct 1, 2026
Book Page	86203/139
Instrument	2026124701

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077961-342
Date	Jun 8, 2021
Book Page	77961/342
Instrument	128978

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078948-66
Date	Oct 20, 2021
Book Page	78948/66
Instrument	229670

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079655-282
Date	Feb 8, 2022
Book Page	79655/282
Instrument	20840

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083530-121
Date	Nov 29, 2024
Book Page	83530/121
Instrument	136807

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00083791-1
Date	Feb 24, 2025
Book Page	83791/1
Instrument	18261

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2045

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 4, 2025
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	0084448-19
Book / Page	84448 / 19
Instrument Date	Jul 29, 2025
Instrument	92016
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092017
Date	Aug 4, 2025
Instrument	92017

Lender

Name	PFN LENDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	69 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74973-380
Date	Jun 26, 2020
Book Page	74973/380
Instrument	100697

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,896.00 (+3.49%)	$1,090,100 (+4.46%) Land $367,500 Building $685,000	$1,053,421 (-3.49%)
2025	$12,461.00 (+7.48%)	$1,043,600 (+12.15%) Land $349,900 Building $693,700	$1,091,550
2024	$11,594.00 (+2.38%)	$930,500 (+7.56%) Land $311,200 Building $619,300
2023	$11,324.00	$865,100 Land $287,300 Building $577,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 102 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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