Worcester County and Gardner City property record for 69 Baker St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,291 sqft · built 1900 |
| Lot Size | 0.216 acres (9,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Jul 2020) |
| Tax Bill | $25 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:N-22 B:0044 L:0062 |
| Primary APN | M:N-22 B:0044 L:0062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,291 sqft Living Area |
| Gross Area | 2,095 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,392 sqft (0.216 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 69 BAKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3479 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 14 |
| Legal Lot Number | 62 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records · APN M:N-22 B:0044 L:0062
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 SUNSET CT, WINCHENDON, MA 01475-1549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Jul 10, 2020 | Quit Claim Deed, Transfer ERIC M OLSON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Nov 23, 2015 · Amount on Record |
| Deed Document Number | 202074394 |
| Deed Book / Page | 62773 / 209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 69 BAKER ST, GARDNER, MA 01440-3479 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 064348-383 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 64348/383 |
| Instrument | 13797 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 10, 2020 |
| Property Address | 69 BAKER ST, GARDNER, MA 01440-3479 |
| Document Number | 62773-209 |
| Book / Page | 062773 / 000209 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 74394 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SUNSET CT WINCHENDON MA 014751549, WINCHENDON, MA 01475-1549 |
| Document Number | 62773-212 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 062773/000212 |
| Instrument | 74395 |
| Name | ERIC M OLSON |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 09, 2021 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $25.00 (-99.08%) | $176,800 (-2.37%) Land $68,100 Building $108,700 |
| 2024 | $2,715.00 (+8.6%) | $181,100 (+16.84%) Land $62,000 Building $119,100 |
| 2023 | $2,500.00 | $155,000 Land $61,100 Building $93,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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