Worcester County and Gardner City property record for 50 Baker St, Gardner, MA 01440
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 6,039 sqft · built 1900 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Feb 2020) |
| Tax Bill | $9,322 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-22 B:0005 L:0019 |
| Primary APN | M:O-22 B:0005 L:0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 27 Rooms |
| Units | 7 Units |
| Stories | 3 Stories |
| Building Area | 6,039 sqft Living Area |
| Gross Area | 9,240 sqft |
| Basement Area | 2,013 sqft |
| Unfinished Basement | 2,013 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Shingles |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 6,900 sqft (0.158 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 50 BAKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2957 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Block | 14 |
| Legal Lot Number | 19 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 LOWELL ST, PEABODY, MA 01960-2747 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 13, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Prior Sale | Apr 10, 2013 · Amount on Record |
| Deed Document Number | 202015530 |
| Deed Book / Page | 61890 / 365 |
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 073312-342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 16, 2026 |
| Property Address | 50 BAKER ST, GARDNER, MA 01440-2957 |
| Document Number | 073312-342 |
| Book / Page | 73312 / 342 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 19529 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 LOWELL ST, PEABODY, MA 01960-2747 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Feb 13, 2020 |
| Property Address | 50 BAKER ST, GARDNER, MA 01440-2957 |
| Document Number | 61890-365 |
| Book / Page | 061890 / 000365 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 15530 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 LOWELL ST PEABODY MA 019602747, PEABODY, MA 01960-2747 |
| Document Number | 61890-369 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 061890/000369 |
| Instrument | 15531 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,322.00 (+10,997.62%) | $677,000 (+14.55%) Land $73,400 Building $603,600 |
| 2025 | $84.00 (-98.87%) | $591,000 (+19.01%) Land $66,700 Building $524,300 |
| 2024 | $7,444.00 (+1.18%) | $496,600 (+8.88%) Land $60,700 Building $435,900 |
| 2023 | $7,357.00 | $456,100 Land $59,800 Building $396,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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