6895 Oser Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6895 Oser Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,201 sqft · built 2017
Lot Size	4.84 acres (210,830 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Aug 2021)
Tax Bill	$7,093 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-2N-29-0000-00331-0000`

Property Details

APN / Parcel Number

Primary APN	`14-2N-29-0000-00331-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,201 sqft Heated Area
Gross Area	4,379 sqft
1st Floor Area	3,885 sqft
Upper Floors Area	422 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	210,830 sqft (4.84 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	915 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	142N290000003310000
Street Address	6895 OSER RD
City	MILTON
State	FL
Zip	32570-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT SE SEC CORN OF SECTION 14 TOWNSHIP 2 NORTH RANGE 29 WEST THN N88*55'19 W 1327.75 FT THN
Legal Range	29W
Legal Township	02N
Legal Section	14
Legal Subdivision	FT+/-TO C/L OF CREEK
Legal Lot Number	8-9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1024
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6895 OSER RD, MILTON, FL 32570-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Nov 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	202152609
Deed Book / Page	4159 / 579
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 4, 2021
Property Address	6895 OSER RD, MILTON, FL 32570-2513
Document Number	0041590579
Book / Page	4159 / 579
Instrument Date	Aug 3, 2021
Instrument	202152609
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4229 HIGHWAY 90, 4229, PACE, FL 32571-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6895 OSER RD, MILTON, FL 32570-2513

Mortgage

Document Number	4159582
Date	Aug 4, 2021
Instrument	4159/582

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6895 OSER RD, MILTON, FL 32570-2513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036800776
Date	Nov 21, 2017
Book Page	3680/0776
Instrument	201748316

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	4885 HIGHWAY 90, MILTON, FL 32571

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,093.00 (+0.4%) Homeowner's exemption	$637,532 (+1.94%) Land $57,596 Building $579,936	$637,532 (+0.7%) Land $57,596 Building $579,936
2023	$7,065.00 (+2.07%) Homeowner's exemption	$625,376 (+3%)	$633,083 (+4.27%) Land $57,596 Building $575,487
2022	$6,922.00 Homeowner's exemption	$607,161	$607,161 Land $52,659 Building $554,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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