Flathead County property record for 689 Swan River Rd, Bigfork, MT 59911
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 6,186 sqft · built 2003 |
| Lot Size | 26.3 acres (1,148,285 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $18,724 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0743840 |
| Primary APN | R0743840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 6,186 sqft Living Area |
| 1st Floor Area | 4,188 sqft |
| 2nd Floor Area | 1,998 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,148,285 sqft (26.3 acres) |
| Lot Dimensions | 300 ft deep x 145 ft wide |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 170 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000005351 |
|---|---|
| Street Address | 689 SWAN RIVER RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S28, T27 N, R19 W, ACRES 27.36, CS 21254-1, TR 5CD IN L5&6 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 28 |
| Legal Subdivision | CERT/SURVEY 18530 #1 |
| Legal Tract | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1303 |
689 Swan River Rd, a rural home, is owned by a company that acquired it in September 2024.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 145 DEVINE RD, SAN ANTONIO, TX 78212-2523 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 |
| Deed Sale | Sep 9, 2024 |
| Prior Sale | Nov 28, 2012 · Amount on File |
| Deed Document Number | 202416660 |
| Prior Transfer Date | Sep 6, 2024 |
| Prior Transfer Doc | 0000016660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 10, 2026 |
| Property Address | 689 SWAN RIVER RD, BIGFORK, MT 59911-6335 |
| Document Number | 0000016173 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202616173 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000016173, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202616173 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 689 Swan River Rd was $18,724, up 20.8% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,724.00 (+20.82%) | $2,778,312 (-) | |
| 2025 | $15,497.00 | $2,778,312 | $2,778,312 Land $649,602 Building $2,128,710 |
| 2023 | $14,838.00 | $2,307,442 | $2,307,442 Land $618,452 Building $1,688,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Swan River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 Swan River Rd is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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