Lake County property record for 689 Stanley Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1956 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2022) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Mar 2023 Sale Jul 2022 Sale & Mortgage + 2 more |
| APN | 25-5211-04940 |
| Primary APN | 25-5211-04940 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Gross Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Utility Area | 304 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 689 STANLEY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 330 FT OF ELY 330 FT OF SE14 OF SE14 |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 04 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 370102 |
689 Stanley Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 11, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE FEDERAL CREDIT UNION |
| Nov 12, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE FEDERAL CREDIT UNION |
| Nov 4, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Nov 12, 2021 · Amount on File |
| Deed Document Number | 20221438093 |
| Prior Transfer Date | Nov 3, 2021 |
| Prior Transfer Doc | 0000198881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 31, 2023 |
| Property Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000202063 |
| Instrument Date | Mar 31, 2023 |
| Instrument | A000202063 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jul 11, 2022 |
| Property Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000200650 |
| Instrument Date | Jul 8, 2022 |
| Instrument | A000200650 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000200651 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | A000200651 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Nov 12, 2021 |
| Property Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000198927 |
| Instrument Date | Nov 5, 2021 |
| Instrument | A000198927 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000198928 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | A000198928 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 5, 2026 |
| Max Rate At Change | 1% |
| Index | Other |
| Margin | 1 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Nov 4, 2021 |
| Property Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000198881 |
| Instrument Date | Nov 3, 2021 |
| Instrument | A000198881 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 STANLEY RD, TWO HARBORS, MN 55616-1478 |
The 2026 property tax bill for 689 Stanley Rd was $1,234 with a homeowner's exemption, up 1% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (+0.98%) Homeowner's exemption | $311,100 Land $70,900 Building $240,200 | $311,100 Land $70,900 Building $240,200 |
| 2025 | $1,222.00 | ||
| 2023 | $320,700 Land $60,100 Building $260,600 | $320,700 Land $60,100 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 689 Stanley Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 Stanley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures