Lake County property record for 684 Stanley Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 2000 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,100 (Apr 2026) |
| Tax Bill | $1,820 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Sep 2009 Mortgage + 7 more |
| APN | 25-5211-09015 |
| Primary APN | 25-5211-09015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Gross Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 684 STANLEY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W12 OF E12 OF N12 OF NE14 OF NE14 |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 09 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
684 Stanley Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 9, 2009 | Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE & FINANCIAL LLC |
| Oct 30, 2008 | Deed of Trust, Mortgage · FHA Mortgage CITIMORTGAGE INC |
| Feb 21, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORINTHIAN MORTGAGE CORP |
| Mar 14, 2007 | Deed of Trust, Mortgage · Conventional Mortgage CORINTHIAN MORTGAGE CORP |
| Apr 24, 2026 | Deed, Transfer |
| Aug 6, 2018 | Warranty Deed, Transfer NORTH SHORE BANK |
| Mar 5, 2018 | Warranty Deed, Transfer · ARM DEERE EMPLOYEES CREDIT UNION |
| Oct 3, 2017 | Warranty Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Aug 6, 2018 · Amount on File |
| Deed Document Number | 20261867145 |
| Prior Transfer Date | Jun 14, 2016 |
| Prior Transfer Doc | 0000185387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000197778 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | A000197778 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000170015 |
|---|---|
| Date | Sep 9, 2009 |
| Instrument | A000170015 |
| Name | RIVER CITY MORTGAGE & FINANCIAL LLC |
|---|---|
| Address | EAU CLAIRE, WI 54701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000167981 |
|---|---|
| Date | Oct 30, 2008 |
| Instrument | A000167981 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | A000163564 |
|---|---|
| Date | Feb 21, 2007 |
| Instrument | A000163564 |
| Name | CORINTHIAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | HERNDON, VA 20171 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE G, FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000163673 |
|---|---|
| Date | Mar 14, 2007 |
| Instrument | A000163673 |
| Name | CORINTHIAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | HERNDON, VA 20171 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 24, 2026 |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | 0001867145 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.1867145 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 6, 2018 |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000190258 |
| Instrument Date | Jul 31, 2018 |
| Instrument | A000190258 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000190259 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | A000190259 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 5, 2018 |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | 000000189434 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 000000189434 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15637 100TH ST, HOWARD BEACH, NY 11414-3238 |
| Document Number | 000000189435 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 000000189435 |
| Name | DEERE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2023 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 3, 2017 |
| Property Address | 684 STANLEY RD, TWO HARBORS, MN 55616-1478 |
| Document Number | A000188474 |
| Instrument Date | Sep 19, 2017 |
| Instrument | A000188474 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 684 Stanley Rd was $1,820 with a homeowner's exemption, up 1.3% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,820.00 (+1.34%) Homeowner's exemption | $416,200 (+3.05%) Land $93,100 Building $323,100 | $416,200 (+3.05%) Land $93,100 Building $323,100 |
| 2025 | $1,796.00 | $403,900 Land $86,300 Building $317,600 | $403,900 Land $86,300 Building $317,600 |
| 2023 | $416,300 Land $78,000 Building $338,300 | $416,300 Land $78,000 Building $338,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 684 Stanley Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 Stanley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures