689 Harvard St, Dubuque, IA 52001 Property Records

Dubuque County property record for 689 Harvard St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1925
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Owner Names on File
Last Sale	$115,000 (Sep 2010)
Tax Bill	$2,636 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-107-009`

Property Details

APN / Parcel Number

Primary APN	`10-25-107-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	784 sqft
Upper Floors Area	784 sqft
Attic Area	784 sqft
Basement Area	784 sqft
Finished Basement	176 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	689 HARVARD ST
City	DUBUQUE
State	IA
Zip	52001-6546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 35 OXFORD HGTS
Legal Subdivision	LINCOLN
Legal Lot Number	35
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4012
Census Tract	702

Owner

Source: Dubuque County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2400 SPIRES CT, DUBUQUE, IA 52001-3186

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2010 · Amount on Record
Deed Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	2010-00012980
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	689 HARVARD ST, DUBUQUE, IA 52001-6546
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015542
Date	Oct 9, 2020
Instrument	2020-00015542

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,400 (+4.42%) Land $28,800 Building $162,600	$191,400 (+4.42%) Land $28,800 Building $162,600
2024	$2,636.00 (+1.62%)
2023		$183,300 (+21.88%) Land $27,500 Building $155,800	$183,300 (+21.88%) Land $27,500 Building $155,800
2022	$2,594.00	$150,400 Land $23,750 Building $126,650
2021			$150,400 Land $23,750 Building $126,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Comelec Services, Lumen Technologies, T-Mobile USA.