650 Harvard St, Dubuque, IA 52001 Property Records

Dubuque County property record for 650 Harvard St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,210 sqft · built 1911
Lot Size0.109 acres (4,760 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Nov 2023)
Tax Bill$2,540 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-25-109-033

Property Details

APN / Parcel Number

Primary APN10-25-109-033

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
1st Floor Area418 sqft
Upper Floors Area1,026 sqft
Basement Area418 sqft
Game RoomGame Room
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area4,760 sqft (0.109 acres)
Lot Dimensions85 ft deep x 56 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area12 sqft
Deck Area324 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address650 HARVARD ST
CityDUBUQUE
StateIA
Zip52001-6545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 27 & 2-26 OXFORD HGTS & LOT 1-1-2-1 OF 1 & 2 OF SUB OF 6-7 OF MIN LOT 79
Legal SubdivisionLINCOLN
Legal Lot Number1-27,79 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1002
Census Tract702

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address650 HARVARD ST, DUBUQUE, IA 52001-6545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CU
Jan 6, 2021Warranty Deed, Transfer
FIDELITY BK
Jun 7, 2018Deed of Trust, Mortgage · Line of Credit
DUPACO CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleNov 24, 2010 · Amount on Record
Deed Document Number2023-00010458
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateNov 3, 2023
Property Address650 HARVARD ST, DUBUQUE, IA 52001-6545
Document Number0000010458
Instrument DateOct 19, 2023
Instrument2023-00010458
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 HARVARD ST, DUBUQUE, IA 52001-6545

Mortgage

Document Number0000010459
DateNov 3, 2023
Instrument2023-00010459
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateJan 6, 2021
Property Address650 HARVARD ST, DUBUQUE, IA 52001-6545
Document Number0000000221
Instrument DateJan 2, 2021
Instrument221
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$219.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24589 RIVERVIEW RD CASCADE IA 520338597, CASCADE, IA 52033-8597

Mortgage

Document Number291
DateJan 6, 2021
Instrument291
Lender
NameFIDELITY BK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
AmountAmount Recorded
Term468 Months
DueJan 5, 2060

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address650 HARVARD ST, DUBUQUE, IA 52001-6545
Document Number0000006413
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address650 HARVARD ST DUBUQUE IA 520016545, DUBUQUE, IA 52001-6545

Mortgage

Document Number0000006413
DateJun 12, 2018
Instrument6413
Lender
NameDUPACO CMNTY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 11, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,700 (+14.19%) Land $30,600 Building $189,100$219,700 (+14.19%) Land $30,600 Building $189,100
2024$2,540.00 (+1.93%)
2023$192,400 (+33.13%) Land $29,300 Building $163,100$192,400 (+33.13%) Land $29,300 Building $163,100
2022$2,492.00$144,520 Land $25,270 Building $119,250
2021$144,520 Land $25,270 Building $119,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, T-Mobile.

Nearby Properties on Harvard St

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