689 Harmony Grove Rd, Troy, MO 63379 Property Records

Lincoln County property record for 689 Harmony Grove Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,785 sqft · built 2003
Lot Size	15.4 acres (671,260 sqft)
Owner	2 Individual Names on File
Last Sale	$49,900 (Mar 2012)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-40-17-000-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`09-40-17-000-000-015.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,785 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	671,260 sqft (15.4 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	689 HARMONY GROVE RD
City	TROY
State	MO
Zip	63379-5750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15.41 AC IN THE NE PT OF THE FRAC SW1/4 OF SECT 17
Legal Range	01E
Legal Township	50N
Legal Section	17
Legal Subdivision	DANIELS HOMESITES 3
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	2
Census Block	2006
Census Tract	810309

Owner

689 Harmony Grove Rd is owned and occupied by two individuals who bought it in March 2012.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	689 HARMONY GROVE RD, TROY, MO 63379-5750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 7, 2022	Warranty Deed, Transfer · Closed-End Mortgage SILEX BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2012 · Amount on File
Deed Sale	Mar 26, 2012 · Amount on File
Prior Sale	Apr 26, 2010 · Amount on File
Deed Document Number	20122708
Deed Book / Page	2239 / 337
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	689 HARMONY GROVE RD, TROY, MO 63379-5750
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02411/0999
Date	Jun 14, 2017
Book Page	2411/0999
Instrument	2017005453

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	689 HARMONY GROVE RD, TROY, MO 63379-5750
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02425/0098
Date	Jul 24, 2018
Book Page	2425/0098
Instrument	2018006485

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 7, 2022
Property Address	689 HARMONY GROVE RD, TROY, MO 63379-5750
Document Number	002474/510
Book / Page	2474 / 510
Instrument Date	Dec 30, 2021
Instrument	2022000223
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 WINDING CREEK DR, 711, WENTZVILLE, MO 63385-3396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 HARMONY GROVE RD, TROY, MO 63379-5750

Mortgage

Document Number	2022000224
Date	Jan 7, 2022
Instrument	2022000224

Lender

Name	SILEX BANKING CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	11 Months
Due	Nov 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 689 Harmony Grove Rd was $2,820.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,540 (-) Land $3,644 Building $46,896
2025	$2,820.00	$50,540 Land $3,644 Building $46,896	$266,000 Land $19,180 Building $246,820
2023	$2,726.00 (+3.53%)	$48,239 Land $3,492 Building $44,747	$253,890 Land $18,380 Building $235,510
2022	$2,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 689 Harmony Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Harmony Grove Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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