Anne Arundel County property record for 686 Genessee St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,416 sqft · built 1986 |
| Lot Size | 0.121 acres (5,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jun 2019) |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035243 |
| Primary APN | 06-986-90035243 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,273 sqft (0.121 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035243 |
|---|---|
| Street Address | 686 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2342 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 7B WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 7B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 706600 |
Source: Anne Arundel County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Apr 28, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 10, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Oct 19, 1990 · Amount on Record |
| Deed Book / Page | 33219 / 325 |
| Last Transfer Date | Dec 16, 2020 |
| Transfer Doc | 0386650337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|
| Document Number | 0386940195 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 38694/195 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 28, 2022 |
| Property Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0386650337 |
| Book / Page | 38665 / 337 |
| Map Reference | MB 85 PG 5 PL 4430 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 686 GENESSEE ST, 686, ANNAPOLIS, MD 21401-2342 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 10, 2019 |
| Property Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0332190325 |
| Book / Page | 33219 / 325 |
| Map Reference | MB 85 PG 5 PL 4430 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LIBERTY T&E OF MD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 686 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 33219332 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 33219/332 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,700 (+1.42%) Land $213,800 Building $141,900 | $355,700 (-) Land $213,800 Building $141,900 | |
| 2025 | $5,026.00 (+1.17%) | $350,733 (+2.91%) | $355,700 (+4.37%) Land $213,800 Building $141,900 |
| 2024 | $4,968.00 (+1.53%) | ||
| 2023 | $4,893.00 | $340,800 Land $233,800 Building $107,000 | $340,800 Land $233,800 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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