689 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 689 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1946
Lot Size	0.152 acres (6,640 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2021)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0141`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0141`
Alternative APNs	`8014103` `27565`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	720 sqft
Basement Area	378 sqft
Finished Basement	378 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,640 sqft (0.152 acres)
Lot Dimensions	166 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	27565
Street Address	689 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES ADDITION,TO ST LOT 28 BLK 6
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES ADDITION,TO ST
Legal Block	6
Legal Lot Number	28
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1009
Census Tract	31200

Owner

689 Front Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	689 FRONT AVE, SAINT PAUL, MN 55103-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jul 17, 2020	Warranty Deed, Transfer TERRY DWYER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Deed Document Number	20212693868
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 19, 2021
Property Address	689 FRONT AVE, SAINT PAUL, MN 55103-1419
Document Number	0T02693868
Instrument Date	Feb 11, 2021
Instrument	T02693868
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	689 FRONT AVE, SAINT PAUL, MN 55103-1419

Mortgage

Document Number	0T02693869
Date	Mar 19, 2021
Instrument	T02693869

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 17, 2020
Property Address	689 FRONT AVE, SAINT PAUL, MN 55103-1419
Document Number	0002669980
Instrument Date	Jul 10, 2020
Instrument	2669980
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 WAGON WHEEL RD HOPKINS MN 553437924, HOPKINS, MN 55343-7924

Mortgage

Document Number	2669981
Date	Jul 17, 2020
Instrument	2669981

Lender

Name	TERRY DWYER

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 689 Front Ave was $4,698 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,600 Land $35,000 Building $264,600	$299,600 Land $35,000 Building $264,600
2025	$4,698.00
2023	$4,340.00 Homeowner's exemption	$280,200 Land $35,000 Building $245,200	$280,200 Land $35,000 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 689 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Front Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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