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685 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 685 Front Ave, Saint Paul, MN 55103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1946
Lot Size0.152 acres (6,640 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Sep 2022)
Tax Bill$3,454 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-23-14-0142

Property Details

APN / Parcel Number

Primary APN26-29-23-14-0142
Alternative APNs
  • 8567676
  • 630900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1962
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,640 sqft (0.152 acres)
Lot Dimensions166 ft deep x 40 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number630900
Street Address685 FRONT AVE
CitySAINT PAUL
StateMN
Zip55103-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARE AND HOSPES ADDITION,TO ST LOT 29 BLK 6
Legal Range23
Legal Township29
Legal Section26
Legal SubdivisionWARE AND HOSPES ADDITION,TO ST
Legal Block6
Legal Lot Number29
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1009
Census Tract31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address685 FRONT AVE, SAINT PAUL, MN 55103-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Deed Document Number20221463615
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 14, 2022
Property Address685 FRONT AVE, SAINT PAUL, MN 55103-1419
Document Number0T02740954
Instrument DateSep 6, 2022
InstrumentT02740954
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyCOMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$775.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 FRONT AVE, SAINT PAUL, MN 55103-1419

Mortgage

Document Number0T02740955
DateSep 14, 2022
InstrumentT02740955
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,500 (+9.04%) Land $35,000 Building $202,500$237,500 (+9.04%) Land $35,000 Building $202,500
2025$3,454.00 (+5.11%)
2023$3,286.00 Homeowner's exemption$217,800 Land $35,000 Building $182,800$217,800 Land $35,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire.

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