San Diego County property record for 689 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,539 sqft · built 1965 |
| Lot Size | 0.286 acres (12,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2016) |
| Tax Bill | $5,297 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-134-16-00 |
| Primary APN | 173-134-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,539 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 12,456 sqft (0.286 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 689 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 24 POR TR 002185 |
| Legal Subdivision | MULL ESTATES |
| Legal Tract | 002185 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 19206 |
Source: San Diego County records · APN 173-134-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Deed Document Number | 2016368847 |
| Last Transfer Date | May 14, 2021 |
| Transfer Doc | 0000388879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 21, 2021 |
| Property Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000388879 |
| Map Reference | MAP 2185 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0388879 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000388880 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0388880 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000471820 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018-0471820 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 689 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000266129 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 689 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729 |
| Document Number | 0000266129 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 266129 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,318 (+2%) Land $113,432 Building $300,886 | |
| 2025 | $5,297.00 (+7.4%) Homeowner's exemption | $406,195 (+4.04%) Land $111,208 Building $294,987 |
| 2023 | $4,932.00 (+0.24%) Homeowner's exemption | $390,424 Land $106,891 Building $283,533 |
| 2022 | $4,920.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Orion CableSystems, San Diego Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 549 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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