Charleston County property record for 689 Ayers Dr, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,939 sqft · built 1973 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,090,000 (Jul 2026) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 454-06-00-006 |
| Primary APN | 454-06-00-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,939 sqft Living Area |
| 1st Floor Area | 1,679 sqft |
| Upper Floors Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 123 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 73 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 689 AYERS DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -CLEAR VIEW DESCRIPTION -LT 11 SEC K |
| Legal Subdivision | CLEAR VIEW |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 2007 |
Source: Charleston County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 689 AYERS DR, CHARLESTON, SC 29412-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Aug 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MTG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2012 · Amount on Record |
| Deed Document Number | 202646927 |
| Deed Book / Page | 1405 / 479 |
| Prior Transfer Date | Jan 18, 2011 |
| Prior Transfer Doc | 0177/0616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 27, 2026 |
| Property Address | 689 AYERS DR, CHARLESTON, SC 29412-5009 |
| Document Number | 0000046927 |
| Book / Page | 1405 / 479 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202646927 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407,333.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 AYERS DR, CHARLESTON, SC 29412-5009 |
| Document Number | 0000046928, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202646928 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 689 AYERS DR, CHARLESTON, SC 29412-5009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010460226 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 1046/226 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 689 AYERS DR, CHARLESTON, SC 29412-5009 |
| Document Number | 0823/0038 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 689 AYERS DR CHARLESTON SC 294125009, CHARLESTON, SC 29412-5009 |
| Document Number | 0823/0038 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 000823/000038 |
| Name | FIRST MTG SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,299.00 (+20.43%) | ||
| 2024 | $1,909.00 (+9.65%) | $16,130 (-) | |
| 2022 | $1,741.00 | $16,130 | $459,005 (-) Land $168,405 Building $290,600 |
| 2020 | $459,005 Land $168,405 Building $290,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 217 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 217 in force |
| Nearby Flood Claims | 150 (1978–2024) |
| Claims Outside the SFHA | 16 of 150 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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