680 Ayers Dr, Charleston, SC 29412 Property Records

Charleston County property record for 680 Ayers Dr, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,520 sqft · built 1971
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Nov 2005)
Tax Bill$2,550 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN454-06-00-027

Property Details

APN / Parcel Number

Primary APN454-06-00-027

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,520 sqft Living Area
1st Floor Area2,192 sqft
Upper Floors Area328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeAttached
Garage Area287 sqft
Parking Spaces1 Parking Space
Pool Area240 sqft
PorchSlab
Porch Area1,146 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address680 AYERS DR
CityCHARLESTON
StateSC
Zip29412-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -CLEAR VIEW DESCRIPTION -LT 9 SEC J
Legal SubdivisionCLEAR VIEW
Legal Lot Number9
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1086
Census Tract2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address680 AYERS DR, CHARLESTON, SC 29412-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Jul 31, 2019Deed of Trust, Mortgage · Line of Credit
BEACON CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2005 · Amount on Record
Deed SaleNov 22, 2005 · Amount on Record
Deed Book / Page563 / 648
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address680 AYERS DR, CHARLESTON, SC 29412-5010
Transaction TypeMortgage
Record UpdatedFeb 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010460988
DateOct 27, 2021
Book Page1046/988
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address680 AYERS DR, CHARLESTON, SC 29412-5010
Document Number0818/0069
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address680 AYERS DR CHARLESTON SC 294125010, CHARLESTON, SC 29412-5010

Mortgage

Document Number0818/0069
DateAug 21, 2019
Book Page000818/000069
Lender
NameBEACON CMNTY BK
AddressCHARLESTON, SC 29403
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,550.00 (+20.57%)$519,531 (+2,775.1%) Land $178,431 Building $341,100$717,900 (+28.89%) Land $330,600 Building $387,300
2024$2,115.00 (+9.42%)$18,070 (-)
2022$1,933.00$18,070$557,000 (-) Land $191,300 Building $365,700
2020$557,000 Land $191,300 Building $365,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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