6889 N 28th St, Richland, MI 49083 Property Records

Kalamazoo County property record for 6889 N 28th St, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,280 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$58,500 (Nov 2020)
Tax Bill	$9,926 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-29-201-050`

Property Details

APN / Parcel Number

Primary APN	`03-29-201-050`

Interior

Full Baths	2 Baths
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Basement Area	2,280 sqft
Unfinished Basement	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6889 N 28TH ST
City	RICHLAND
State	MI
Zip	49083-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SPLIT/COMBINED ON 01/24/2018 FROM 03-29-201-028; SEC 29-1-10 BEG ON E LI 498.83 FT S 01DEG-59?-47? E OF NE COR TH CONT S
Legal Range	10
Legal Township	01
Legal Section	29
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3013
Census Tract	2702

Owner

6889 N 28th St is owned and occupied by two individuals who acquired it in December 2021.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6889 N 28TH ST, RICHLAND, MI 49083-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU
Nov 18, 2020	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Deed Document Number	202040635
Last Transfer Date	Dec 27, 2021
Transfer Doc	2022000409
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6889 N 28TH ST, RICHLAND, MI 49083-9728
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6889 N 28TH ST, RICHLAND, MI 49083-9728

Mortgage

Document Number	2025014396
Date	Jun 3, 2025
Instrument	2025-014396

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2055
Prepayment Penalty	06 Months

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6889 N 28TH ST, RICHLAND, MI 49083-9728
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6889 N 28TH ST, RICHLAND, MI 49083-9728

Mortgage

Document Number	2022029623
Date	Sep 14, 2022
Instrument	2022-029623

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 4, 2022
Property Address	6889 N 28TH ST, RICHLAND, MI 49083-9728
Document Number	2022000409
Instrument Date	Dec 27, 2021
Instrument	2022-000409
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6889 N 28TH ST, RICHLAND, MI 49083-9728

Mortgage

Document Number	2022000410
Date	Jan 4, 2022
Instrument	2022-000410

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 18, 2020
Property Address	6889 N 28TH ST, RICHLAND, MI 49083-9728
Document Number	2020040635
Instrument Date	Oct 28, 2020
Instrument	2020-040635
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount on Record
Tax	$503.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7094 PIN OAK CIR, 7094, AUGUSTA, MI 49012-8875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 S SPRINKLE RD, KALAMAZOO, MI 49048-3377

Tax Assessment & Valuation

The 2025 property tax bill for 6889 N 28th St was $9,926 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,200 (+11.34%)	$720,400 (+11.34%)
2025	$9,926.00 Homeowner's exemption	$323,500	$647,000
2023		$284,300	$568,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6889 N 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6889 N 28th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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