6518 N 28th St, Richland, MI 49083 Property Records

Kalamazoo County property record for 6518 N 28th St, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Jun 2024)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-28-151-061`

Property Details

APN / Parcel Number

Primary APN	`03-28-151-061`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	36,155 sqft (0.83 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6518 N 28TH ST
City	RICHLAND
State	MI
Zip	49083-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HAZELWOOD LOT 1 ALSO BEG AT W1/4 POST TH E ALG E&W 1/4 LI 310 FT TH S 30 FT TH W 310 FT TO W SEC LI TH N THEREON 30 FT TO
Legal Subdivision	HAZELWOOD
Legal Lot Number	1
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2001
Census Tract	2702

Owner

6518 N 28th St is owned and occupied by an individual who bought it in June 2024.

Source: Kalamazoo County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6518 N 28TH ST, RICHLAND, MI 49083-9726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
May 31, 2018	Warranty Deed, Transfer · ARM TRIUMPHE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024 · Amount on File
Deed Sale	Jun 14, 2024 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	202416359
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	2010028354
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 8, 2026
Property Address	6518 N 28TH ST, RICHLAND, MI 49083-9726
Document Number	0000030003
Instrument Date	Sep 25, 2026
Instrument	202630003
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	6518 N 28TH ST, RICHLAND, MI 49083-9726

Mortgage

Document Number	0000030003,
Date	Oct 8, 2026
Instrument	202630003

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 31, 2018
Property Address	6518 N 28TH ST, RICHLAND, MI 49083-9726
Document Number	2018017687
Map Reference	LB23 PG25
Instrument Date	May 18, 2018
Instrument	2018-017687
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,745.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6518 N 28TH ST, 6518, RICHLAND, MI 49083-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 HARBOR POINT BLVD APT 407, 407, BOSTON, MA 02125-3207

Mortgage

Document Number	2018017512
Date	May 31, 2018
Instrument	2018-017512

Lender

Name	TRIUMPHE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6518 N 28th St was $4,639 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,400	$288,800
2025	$4,639.00 Homeowner's exemption
2023		$115,900	$231,800
2019	$2,673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6518 N 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6518 N 28th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 28th St

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