Winnebago County property record for 6889 Errol Ct, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,344 sqft · built 2000 |
| Lot Size | 0.36 acres (15,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,500 (Mar 2022) |
| Tax Bill | $6,249 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610427015 |
| Primary APN | 1610427015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,344 sqft Living Area |
| Gross Area | 4,008 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,663 sqft (0.36 acres) |
| Garage Area | 796 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6889 ERROL CT |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING NO 2 PT SE1/4 SEC 10-43-2 LOT 44 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING 02 |
| Legal Lot Number | 44 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5041 |
| Census Tract | 3705 |
6889 Errol Ct is owned and occupied by an individual who bought it in March 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1808 HULIN ST, ROCKFORD, IL 61102-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Mar 8, 2019 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Jun 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | Jun 22, 2017 · Amount on File |
| Deed Document Number | 20228024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 14, 2022 |
| Property Address | 6889 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000008024 |
| Map Reference | BK41 PG 151B1 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2208024 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6889 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000008025 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2208025 |
| Name | MIDWEST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6889 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001008810 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6889 ERROL CT CHERRY VALLEY IL 610169130, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001008810 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 1008810 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | BELVIDERE, IL 61008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 2, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 22, 2017 |
| Property Address | 6889 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001018750 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 1018750 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6889 ERROL CT CHERRY VALLEY IL 610169130, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 1018751 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 1018751 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 21, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 6889 Errol Ct was $6,249 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,249.00 | $92,920 Land $17,501 Building $75,419 | $278,760 Land $52,503 Building $226,257 |
| 2022 | Homeowner's exemption | $69,077 Land $13,410 Building $55,667 | $207,231 Land $40,230 Building $167,001 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6889 Errol Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6889 Errol Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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