Winnebago County property record for 6864 Errol Ct, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,512 sqft · built 2001 |
| Lot Size | 0.462 acres (20,137 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $315,000 (Dec 2022) |
| Tax Bill | $8,955 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610427007 |
| Primary APN | 1610427007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,512 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,137 sqft (0.462 acres) |
| Garage Area | 744 sqft |
| Driveway | Driveway |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6864 ERROL CT |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING NO 2 PT SE1/4 SEC 10-43-2 LOT 52 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING 02 |
| Legal Lot Number | 52 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5041 |
| Census Tract | 3705 |
6864 Errol Ct is owned by a company that bought it in December 2022 and is owner-occupied.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Nov 28, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU |
| Jan 20, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 20, 2020 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on File |
| Deed Sale | Dec 19, 2022 · Amount on File |
| Prior Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 202237330 |
| Prior Transfer Date | Nov 24, 2022 |
| Prior Transfer Doc | 0000035627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 19, 2022 |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000037330 |
| Map Reference | BK41 PG151B |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2237330 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000037331 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2237331 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 28, 2022 |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000035627 |
| Map Reference | BK41 PG151B |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2235627 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031381 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2131381 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 20, 2021 |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0000002235 |
| Instrument Date | Nov 7, 2020 |
| Instrument | 2235 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6864 ERROL CT CHERRY VALLEY IL 610169130, CHERRY VALLEY, IL 61016-9130 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001019687 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 1019687 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6864 ERROL CT CHERRY VALLEY IL 610169130, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 1019688 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 1019688 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6864 ERROL CT, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001019992 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6864 ERROL CT CHERRY VALLEY IL 610169130, CHERRY VALLEY, IL 61016-9130 |
| Document Number | 0001019992 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 1019992 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 4, 2057 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6864 Errol Ct was $8,955 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,955.00 | $130,553 Land $17,501 Building $113,052 | $391,659 Land $52,503 Building $339,156 |
| 2022 | Homeowner's exemption | $95,190 Land $13,410 Building $81,780 | $285,570 Land $40,230 Building $245,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6864 Errol Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6864 Errol Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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