6887 Watercourse Dr, Carlsbad, CA 92011 Property Records

San Diego County property record for 6887 Watercourse Dr, Carlsbad, CA 92011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,700 sqft · built 1986
Lot Size0.102 acres (4,450 sqft)
OwnerCompany Name on Record
Last Sale$943,181 (Aug 2018)
Tax Bill$7,941 (2025)
Deeds & MortgagesAug 2022 Transfer
Jan 2022 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN214-494-20-00

Property Details

APN / Parcel Number

Primary APN214-494-20-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,700 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area4,450 sqft (0.102 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6887 WATERCOURSE DR
CityCARLSBAD
StateCA
Zip92011-3743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 49 TR 011196
Legal SubdivisionCARLSBAD COURT
Legal Tract011196
Legal Block3
Legal Lot Number49
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract17811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Intrafamily Transfer, Transfer
Jan 4, 2022Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
OMNI-FUND
Aug 3, 2018Grant Deed, Transfer · Conventional Mortgage
INSPIRA GROUP INC
Apr 19, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 3, 2018Grant Deed, Transfer
KATHARYNE A GUTHRIE
Jul 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleApr 3, 2018 · Amount on Record
Deed Document Number2018317358
Prior Transfer DateJul 21, 1994
Prior Transfer Doc0000525994
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2022
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000324007
Map ReferenceMAP 11196
Instrument DateJul 25, 2022
Instrument2022-0324007
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743

Mortgage

Document Number0000003569
DateJan 4, 2022
Instrument2022-0003569
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000475928
DateAug 21, 2020
Instrument2020-0475928
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000488956
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6887 WATERCOURSE DR CARLSBAD CA 920113743, CARLSBAD, CA 92011-3743

Mortgage

Document Number0000488956
DateOct 28, 2019
Instrument488956
Lender
NameOMNI-FUND
TypeFunding / Finance Company
AddressMURRIETA, CA 92562
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 3, 2018
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000317358
Instrument DateJul 25, 2018
Instrument317358
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,037.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6887 WATERCOURSE DR CARLSBAD CA 920113743, CARLSBAD, CA 92011-3743

Mortgage

Document Number317359
DateAug 3, 2018
Instrument317359
Lender
NameINSPIRA GROUP INC
Address9070 IRVINE CENTER DR # 250, IRVINE, CA 92618-4692
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2048

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2018
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000156039
Instrument DateApr 17, 2018
Instrument156039
Transaction TypeTransfer
Record UpdatedApr 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6891 WATERCOURSE DR CARLSBAD CA 920113743, CARLSBAD, CA 92011-3743

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 3, 2018
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000131648
Instrument DateMar 6, 2018
Instrument131648
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6891 WATERCOURSE DR CARLSBAD CA 920113743, CARLSBAD, CA 92011-3743

Mortgage

Document Number131649
DateApr 3, 2018
Instrument131649
Lender
NameKATHARYNE A GUTHRIE
Address7445 COMANCHE DR, BUENA PARK, CA 90620-1606
Special NotesSeller Financed
Agreement
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 20, 2017
Property Address6887 WATERCOURSE DR, CARLSBAD, CA 92011-3743
Document Number0000327798
Instrument DateJun 29, 2017
Instrument327798
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7445 COMANCHE DR BUENA PARK CA 906201606, BUENA PARK, CA 90620-1606

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$753,397 (+2%) Land $234,819 Building $518,578
2025$7,941.00 (+4.12%) Homeowner's exemption$738,625 (+4.04%) Land $230,215 Building $508,410
2023$7,627.00 (+1.58%) Homeowner's exemption$709,945 Land $221,276 Building $488,669
2022$7,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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