6887 Heirloom Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 6887 Heirloom Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,530 sqft · built 1988
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,115 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-34-278-008`

Property Details

APN / Parcel Number

Primary APN	`04-34-278-008`
Alternative APNs	`434278008` `034A188`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Basement Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	34,412 sqft (0.79 acres)
Garage Area	685 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	034A188
Street Address	6887 HEIRLOOM CT
City	ROSCOE
State	IL
Zip	61073-9137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 3 STAGE COACH HILLS BNG SUB PT S1/2 NE1/4 SEC 34-46-2 LOT 088
Legal Range	2
Legal Township	46
Legal Section	34
Legal Subdivision	PLAT 3 STAGE COACH HILLS
Legal Lot Number	088
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2010
Census Tract	3903

Owner

6887 Heirloom Ct is owned and occupied by two individuals who acquired it in April 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6887 HEIRLOOM CT, ROSCOE, IL 61073-9137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2019
Transfer Doc	0001015317
Record Updated	Sep 20, 2026

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 2, 2019
Property Address	6887 HEIRLOOM CT, ROSCOE, IL 61073-9137
Document Number	0001015317
Instrument Date	Apr 27, 2019
Instrument	1015317
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6887 HEIRLOOM CT ROSCOE IL 610739137, ROSCOE, IL 61073-9137

Mortgage

Document Number	1015318
Date	May 2, 2019
Instrument	1015318

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6887 Heirloom Ct was $5,115 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,115.00	$71,672 Land $14,973 Building $56,699	$215,016 Land $44,919 Building $170,097
2022	Homeowner's exemption	$53,703 Land $11,219 Building $42,484	$161,109 Land $33,657 Building $127,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6887 Heirloom Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6887 Heirloom Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE WEST-COUNTRYSIDE serves 790 people · EPA ID IL0070350
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20