Winnebago County property record for 6821 Heirloom Ct, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1989 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Jul 1992) |
| Tax Bill | $5,371 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-34-278-002 |
| Primary APN | 04-34-278-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Area | 440 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 034A186 |
|---|---|
| Street Address | 6821 HEIRLOOM CT |
| City | ROSCOE |
| State | IL |
| Zip | 61073-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 3 STAGE COACH HILLS BNG SUB PT S1/2 NE1/4 SEC 34-46-2 LOT 086 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 34 |
| Legal Subdivision | PLAT 3 STAGE COACH HILLS |
| Legal Lot Number | 086 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3903 |
6821 Heirloom Ct is owned and occupied by two individuals who bought it in July 1992.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6821 HEIRLOOM CT, ROSCOE, IL 61073-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA |
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit STILLMAN BANCORP NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1992 · Amount on File |
| Deed Sale | Jul 31, 1992 · Amount on File |
| Deed Document Number | 1992V1275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6821 HEIRLOOM CT, ROSCOE, IL 61073-9137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Name | Verified Name |
|---|
| Document Number | 0000015696 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 2515696 |
| Name | STILLMAN BANCORP NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6821 HEIRLOOM CT, ROSCOE, IL 61073-9137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Name | Verified Name |
|---|
| Document Number | 0000010131 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2310131 |
| Name | STILLMAN BANCORP NA |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 3, 2033 |
The 2025 property tax bill for 6821 Heirloom Ct was $5,371 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,371.00 | $74,963 Land $14,973 Building $59,990 | $224,889 Land $44,919 Building $179,970 |
| 2022 | Homeowner's exemption | $56,168 Land $11,219 Building $44,949 | $168,504 Land $33,657 Building $134,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6821 Heirloom Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6821 Heirloom Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE WEST-COUNTRYSIDE serves 790 people · EPA ID IL0070350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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