Kenton County property record for 688 Sycamore Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 1954 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (May 2016) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-20-00-080.00 |
| Primary APN | 060-20-00-080.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 972 sqft Finished Area |
| Gross Area | 1,893 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 688 SYCAMORE DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION HGTS LOTS 201 THRU 204 1.24 ACS NS SYCAMORE DR |
| Legal Subdivision | PLANTATION HGTS |
| Legal Phase | 4 |
| Legal Lot Number | 201-204 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 688 SYCAMORE DR, INDEPENDENCE, KY 41051-9395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage GUARDIAN SAVINGS BANK |
| Jun 19, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2016 · Amount on Record |
| Deed Sale | May 2, 2016 · Amount on Record |
| Deed Document Number | 201605 02 059 00060 |
| Deed Book / Page | 3746 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 688 SYCAMORE DR, INDEPENDENCE, KY 41051-9395 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900028 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 307/955 |
| Instrument | 21113005900028 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 688 SYCAMORE DR, INDEPENDENCE, KY 41051-9395 |
| Document Number | 0000000142 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 688 SYCAMORE DR INDEPENDENCE KY 410519395, INDEPENDENCE, KY 41051-9395 |
| Document Number | 0000000142 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 0I4132/000213 |
| Instrument | 142 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,300 (-) Land $30,000 Building $137,300 | $167,300 (-) Land $30,000 Building $137,300 | |
| 2025 | $1,945.00 (+14.82%) | $167,300 (+24.57%) Land $30,000 Building $137,300 | $167,300 (+24.57%) Land $30,000 Building $137,300 |
| 2023 | $1,694.00 | $134,300 Land $25,000 Building $109,300 | $134,300 Land $25,000 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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