678 Sycamore Dr, Independence, KY 41051 Property Records

Kenton County property record for 678 Sycamore Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,209 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2026)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-079.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-079.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,209 sqft Finished Area
Gross Area	1,715 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	678 SYCAMORE DR
City	INDEPENDENCE
State	KY
Zip	41051-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HGTS LOTS 199-200 0.43 ACS NS SYCAMORE DR
Legal Subdivision	PLANTATION HGTS
Legal Lot Number	199-200
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2011
Census Tract	65800

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	678 SYCAMORE DR, INDEPENDENCE, KY 41051-9395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Oct 1, 2001 · Amount on Record
Deed Document Number	202602173207
Deed Book / Page	390 / 669
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 17, 2026
Property Address	678 SYCAMORE DR, INDEPENDENCE, KY 41051-9395
Document Number	0000003207
Book / Page	390 / 669
Map Reference	MB 14 PG 19
Instrument Date	Feb 17, 2026
Instrument	26059000003207
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 MIRIAM DR, FLORENCE, KY 41042-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 SYCAMORE DR, INDEPENDENCE, KY 41051-9395

Mortgage

Document Number	0000003208
Date	Feb 17, 2026
Instrument	26059000003208

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+30.61%)	$204,800 (+41.73%) Land $30,000 Building $174,800	$204,800 (+41.73%) Land $30,000 Building $174,800
2023	$1,823.00	$144,500 Land $25,000 Building $119,500	$144,500 Land $25,000 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20