688 Sandra Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 688 Sandra Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,772 sqft · built 2006
Lot Size	0.335 acres (14,595 sqft)
Owner	2 Company Names on File
Last Sale	$1,575,000 (Apr 2026)
Tax Bill	$14,415 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`512-260-01-00`

Property Details

APN / Parcel Number

Primary APN	`512-260-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,772 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	14,595 sqft (0.335 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	688 SANDRA LN
City	EL CAJON
State	CA
Zip	92019-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 1 TR 015010
Legal Subdivision	SHADOW MOUNTAIN
Legal Tract	015010
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15602

Owner

688 Sandra Ln is owned by a company that bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	2060 WALSH AVE, 101, SANTA CLARA, CA 95050-2568
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Grant Deed, Transfer · Conventional Mortgage LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage SHINHAN BANK AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Nov 18, 2020 · Amount on File
Deed Document Number	2026115254
Prior Transfer Date	Jul 6, 2009
Prior Transfer Doc	0000522733
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	688 SANDRA LN, EL CAJON, CA 92019-1257
Document Number	0000115254
Instrument Date	Apr 1, 2026
Instrument	2026.115254
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115255,
Date	Apr 23, 2026
Instrument	2026.115255

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	688 SANDRA LN, EL CAJON, CA 92019-1257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272550
Date	Jul 3, 2018
Instrument	2018-0272550

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	688 SANDRA LN, EL CAJON, CA 92019-1257
Document Number	0000731936
Map Reference	MAP 15010
Instrument Date	Oct 26, 2020
Instrument	2020-0731936
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 SANDRA LN, EL CAJON, CA 92019-1257

Mortgage

Document Number	0000731937
Date	Nov 18, 2020
Instrument	2020-0731937

Lender

Name	SHINHAN BANK AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3.97%
Max Rate At Change	5.97%
Index	1-Year CMT
Max Rate	8.97%

Tax Assessment & Valuation

The 2025 property tax bill for 688 Sandra Ln was $14,415, up 0.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,115,120 (+2%) Land $563,080 Building $552,040
2025	$14,415.00 (+0.12%) Homeowner's exemption	$1,093,256 Land $552,040 Building $541,216
2024	$14,398.00 (-0.26%)
2023	$14,436.00 (+3.86%) Homeowner's exemption	$1,050,804 Land $530,604 Building $520,200
2022	$13,899.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 688 Sandra Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 Sandra Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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