608 Sandra Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 608 Sandra Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,706 sqft · built 2006
Lot Size	0.409 acres (17,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Oct 2018)
Tax Bill	$14,886 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`512-260-05-00`

Property Details

APN / Parcel Number

Primary APN	`512-260-05-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,706 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	17,819 sqft (0.409 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	608 SANDRA LN
City	EL CAJON
State	CA
Zip	92019-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 5 TR 015010
Legal Subdivision	SHADOW MOUNTAIN
Legal Tract	015010
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15602

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 SANDRA LN, EL CAJON, CA 92019-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HM LNS
Oct 15, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	2018427051
Prior Transfer Date	Oct 10, 2013
Prior Transfer Doc	0000623580
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 SANDRA LN, EL CAJON, CA 92019-1257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105778
Date	Feb 28, 2020
Instrument	2020-0105778

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 SANDRA LN, EL CAJON, CA 92019-1257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 SANDRA LN, EL CAJON, CA 92019-1257

Mortgage

Document Number	0000063864
Date	Jan 27, 2021
Instrument	2021-0063864

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	608 SANDRA LN, EL CAJON, CA 92019-1257
Document Number	0000304924
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 SANDRA LN EL CAJON CA 920191257, EL CAJON, CA 92019-1257

Mortgage

Document Number	0000304924
Date	Jul 25, 2019
Instrument	304924

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	608 SANDRA LN, EL CAJON, CA 92019-1257
Document Number	0000427051
Map Reference	MAP 15010
Instrument Date	Sep 20, 2018
Instrument	2018-0427051
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 SANDRA LN, EL CAJON, CA 92019-1257

Mortgage

Document Number	0000427052
Date	Oct 15, 2018
Instrument	2018-0427052

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,137,030 (+2%) Land $458,575 Building $678,455
2025	$14,886.00 (+7.24%)	$1,114,736 (+9.44%) Land $449,584 Building $665,152
2023	$13,881.00 (+1.63%)	$1,018,587 Land $432,127 Building $586,460
2022	$13,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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