688 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 688 James St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,048 sqft · built 1957
Lot Size0.246 acres (10,714 sqft)
OwnerIndividual Name on Record
Last Sale$127,500 (Sep 2010)
Tax Bill$4,081 (2025)
Deeds & MortgagesJul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN654-00010

Property Details

APN / Parcel Number

Primary APN654-00010
Alternative APN
  • CHIC M:0654 P:00010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area2,612 sqft
1st Floor Area1,048 sqft
Basement Area210 sqft
Unfinished Basement210 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,714 sqft (0.246 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number654-00010
Street Address688 JAMES ST
CityCHICOPEE
StateMA
Zip01020-3916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
Legal SubdivisionLONGWOOD PARK SEC A
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4014
Census Tract811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address688 JAMES ST, CHICOPEE, MA 01020-3916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2010 · Amount on Record
Deed SaleSep 30, 2010 · Amount on Record
Prior SaleDec 22, 2009 · Amount on Record
Deed Document Number201058946
Deed Book / Page18481 / 501
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address688 JAMES ST, CHICOPEE, MA 01020-3916
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23300-196
DateJul 8, 2020
Book Page23300/196
Instrument36242
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,081.00 (+5.4%)$269,200 (+2.63%) Land $111,100 Building $158,100$265,620
2024$3,872.00 (+7.74%)$262,300 (+10.58%) Land $108,900 Building $153,400
2023$3,594.00$237,200 Land $99,000 Building $138,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on James St

Nearby Streets

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