650 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 650 James St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1957
Lot Size	0.259 acres (11,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Aug 2017)
Tax Bill	$4,175 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage May 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`654-00028`

Property Details

APN / Parcel Number

Primary APN	`654-00028`
Alternative APN	`CHIC M:0654 P:00028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,985 sqft
1st Floor Area	1,048 sqft
Basement Area	524 sqft
Unfinished Basement	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,262 sqft (0.259 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	654-00028
Street Address	650 JAMES ST
City	CHICOPEE
State	MA
Zip	01020-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Subdivision	FERNWOOD PARK
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4012
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 JAMES ST, CHICOPEE, MA 01020-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK
May 2, 2017	Foreclosure PINNACLE FNCL SVC LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Book / Page	21803 / 39
Transfer Doc	16062-304
Record Updated	Jun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 8, 2017
Property Address	650 JAMES ST, CHICOPEE, MA 01020-3936
Document Number	21803-39
Book / Page	021803 / 000039
Instrument Date	Aug 8, 2017
Instrument	45574
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	139 N MAIN ST SOUTH HADLEY MA 010751700, SOUTH HADLEY, MA 01075-1700

Mortgage

Document Number	21803-41
Date	Aug 8, 2017
Book Page	021803/000041
Instrument	45575

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	May 2, 2017
Property Address	650 JAMES ST, CHICOPEE, MA 01020-3936
Document Number	021664-484
Book / Page	21664 / 484
Instrument	23971
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.79
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216640491
Date	May 2, 2017
Instrument	21664/0491

Lender

Name	PINNACLE FNCL SVC LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,175.00 (+5.35%)	$275,400 (+2.57%) Land $111,400 Building $164,000	$299,535
2024	$3,963.00 (+7.51%)	$268,500 (+10.36%) Land $109,200 Building $159,300
2023	$3,686.00	$243,300 Land $99,300 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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