648 Elm St, Colon, MI 49040 Property Records

St. Joseph County property record for 648 Elm St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,375 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (May 2025)
Tax Bill	$923 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`041-160-005-00`

Property Details

APN / Parcel Number

Primary APN	`041-160-005-00`

Interior

Full Baths	1 Bath
Building Area	1,375 sqft Building Perimeter
1st Floor Area	946 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	155 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	648 ELM ST
City	COLON
State	MI
Zip	49040-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2. HILLS ADD. VILL OF COLON.
Legal Subdivision	HILLS ADD. VILL OF COLON
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1086
Census Tract	41302

Owner

648 Elm St is owned and occupied by an individual who bought it in May 2025.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	60393 LEPLEY RD, CENTREVILLE, MI 49032-9770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer
Nov 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Prior Transfer Date	Aug 11, 2012
Prior Transfer Doc	01665/0705
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 29, 2021
Property Address	648 ELM ST, COLON, MI 49040-8304
Document Number	2021012004
Instrument Date	Nov 12, 2021
Instrument	2021012004
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 29, 2021
Property Address	648 ELM ST, COLON, MI 49040-8304
Document Number	2021012005
Instrument Date	Nov 12, 2021
Instrument	2021012005
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 ELM ST, COLON, MI 49040-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 WILLOW DR, COLON, MI 49040-9393
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 648 Elm St was $923 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (+18.43%)	$120,800 (+18.43%)
2025	$923.00 Homeowner's exemption	$51,000 Land $4,300 Building $46,700	$102,000 Land $8,600 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures