688 Cooper Ave, Elgin, IL 60120 Property Records

Kane County property record for 688 Cooper Ave, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 902 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Feb 2003)
Tax Bill	$4,329 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-12-238-019`

Property Details

APN / Parcel Number

Primary APN	`06-12-238-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	902 sqft
Basement Area	902 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	688 COOPER AVE
City	ELGIN
State	IL
Zip	60120-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 IN BLOCK 9 OF LUDLOWS ADD
Legal Subdivision	LUDLOWS ADD
Legal Block	9
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3000
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-238-019

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	688 COOPER AVE, ELGIN, IL 60120-3058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2003 · Amount on Record
Deed Sale	Feb 06, 2003 · Amount on Record
Prior Sale	Aug 29, 2001 · Amount on Record
Deed Document Number	200323020
Last Transfer Date	Jul 09, 2005
Transfer Doc	0000107383
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,329.00 (+15.78%) Homeowner's exemption	$64,744 (+8.57%) Land $15,678 Building $49,066	$194,310 (+8.57%) Land $47,053 Building $147,257
2024		$59,633 (+21.4%) Land $14,440 Building $45,193	$178,971 (+21.44%) Land $43,337 Building $135,633
2022	$3,739.00 (+4.97%) Homeowner's exemption	$49,123 (+6.96%) Land $11,895 Building $37,228	$147,369 (+6.96%) Land $35,685 Building $111,684
2021	$3,562.00 Homeowner's exemption	$45,927 Land $11,121 Building $34,806	$137,781 Land $33,363 Building $104,418

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898508003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Sep 2008), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.