Kane County property record for 685 Cooper Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,308 sqft · built 1971 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Oct 2013) |
| Tax Bill | $4,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-277-009 |
| Primary APN | 06-12-277-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 685 COOPER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN EXCEPT SOUTH 20 FT LOT 3 BLOCK 14 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 685 COOPER AVE, ELGIN, IL 60120-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2013 · Amount on Record |
| Deed Sale | Oct 8, 2013 · Amount on Record |
| Deed Document Number | 201372463 |
| Prior Transfer Date | Sep 11, 1998 |
| Prior Transfer Doc | 0000000381 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,257.00 (-19.25%) Homeowner's exemption Senior Citizen's exemption | $94,633 (+8.57%) Land $16,467 Building $78,166 | $284,013 (+8.57%) Land $49,421 Building $234,592 |
| 2024 | $87,163 (+21.39%) Land $15,167 Building $71,996 | $261,594 (+21.44%) Land $45,519 Building $216,074 | |
| 2022 | $5,272.00 (+5.29%) Homeowner's exemption | $71,802 (+6.96%) Land $12,494 Building $59,308 | $215,406 (+6.96%) Land $37,482 Building $177,924 |
| 2021 | $5,007.00 Homeowner's exemption | $67,130 Land $11,681 Building $55,449 | $201,390 Land $35,043 Building $166,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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