688 Cindy Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 688 Cindy Dr, Ripon, CA 95366 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,894 sqft Living Area
Lot Size7,754 sqft (0.178 acres)
OccupancyOwner Occupied
Last Sale$1,000,000 (2026)
Tax Bill$6,320.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-620-080-000
Alternative APN
  • 261-620-08

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,894 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood Construction
Lot Area7,754 sqft (0.178 acres)
Parking Spaces3 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number261-620-08
Street Address688 CINDY DR
CityRIPON
StateCA
Zip95366-9353
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8
Legal SubdivisionCHESAPEAKE 02
Legal Block4
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4040
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-620-080-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address688 CINDY DR, RIPON, CA 95366-9353
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Grant Deed, Transfer · Conventional Mortgage
SAGE HOME LOANS CORP
Mar 04, 2024Intrafamily Transfer, Transfer
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2026 · Amount on Record
Deed SaleMar 02, 2026 · Amount on Record
Prior SaleAug 13, 2004 · Amount on Record
Deed Doc Number202616843
Prior Transfer DateDec 18, 2023
Prior Transfer Doc0000017594
Record RefreshedSep 20, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 02, 2026
Property Address688 CINDY DR, RIPON, CA 95366-9353
Document Number0000016843
Map ReferenceVOL 38 PG 8
Instrument DateFeb 24, 2026
Instrument2026-016843
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address688 CINDY DR, RIPON, CA 95366-9353

Mortgage

Document Number0000016844
DateMar 02, 2026
Instrument2026-016844
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 04, 2024
Property Address688 CINDY DR, RIPON, CA 95366-9353
Document Number0000017594
Map ReferenceMB 38 PG 8
Instrument DateFeb 15, 2024
Instrument2024-017594
Transaction TypeTransfer
Record UpdatedMar 13, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address688 CINDY DR, RIPON, CA 95366-9353

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address688 CINDY DR, RIPON, CA 95366-9353
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SOUTHERN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063096
DateMay 29, 2020
Instrument2020-063096
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address688 CINDY DR, RIPON, CA 95366-9353
Document Number0000101106
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address688 CINDY DR RIPON CA 953669353, RIPON, CA 95366-9353

Mortgage

Document Number0000101106
DateSep 13, 2019
Instrument101106
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address688 CINDY DR, RIPON, CA 95366-9353
Document Number0000068906
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 03, 2018
Title CompanyBNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address688 CINDY DR RIPON CA 953669353, RIPON, CA 95366-9353

Mortgage

Document Number0000068906
DateJun 22, 2018
Instrument68906
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 21, 2033

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,320.00 (+3.84%)$589,311 (+4.04%) Land $175,617 Building $413,694
2023$6,086.00 (+1.64%) Homeowner's exemption$566,430 Land $168,799 Building $397,631$718,200
2022$5,988.00

Flood & Wildfire

688 Cindy Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cindy Dr

Nearby Streets

Search Property Records by Address or Parcel Number